Purchase and return protection – Though offered on most cards, anecdotally, the Platinum offers grea

The American Express Platinum Business card is iconic, but comes with a staggering annual fee of $450. While most business owners would cringe at the thought of paying that much, we don't think you can write off the AmEx Business Platinum that easily. It has a number luggage master tour of travel-related perks that make red-eyes a bit more tolerable and a collection of other benefits like concierge service and warranty luggage master tour extensions. Still, the AmEx Business Platinum isn't for every business. We believe there are scenarios under which the fee is resoundingly luggage master tour worth it, and scenarios under which other cards are better.
The Business Platinum Card from American Express luggage master tour OPEN For a limited time: Earn 25,000 Membership luggage master tour Rewards(R) points by spending $5,000 in the first 3 months Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.* 20% Travel Bonus when redeeming with Membership Rewards(R) Pay with Points Complimentary airport club access to 600 partner lounges, luggage master tour a $950/yr value By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public No pre-set spending limit* luggage master tour Terms and restrictions apply Annual Fee Signing Promo APR, fixed Intro APR Promotions $450 25,000 American Express Membership Rewards Bonus after spending $5,000 - in the first 3 months N/A Purchase: None Bal Trans: None
No foreign transaction fee – Most banks levy a 3% surcharge on overseas luggage master tour transactions; American Express usually charges 2.7%. However, the Platinum card waives the fee for foreign purchases. It takes about $15,000 in purchases to save $450. There are other credit cards with no foreign transaction fee , but most of them are personal cards.
Airport lounge access (with the exception of Continental and United luggage master tour after September 30, 2011) – Full access to the 1,000+ airport lounges on the Priority Pass network would normally luggage master tour cost you $399 per year. Alternatively, you could pay $99 per year and $27 per visit if you don't use the service very often. The American Express Platinum gives you unlimited access to all of these lounges. Furthermore, you can bring up to 2 companions into AA, Delta, and US Airways lounges for free, a privilege that usually costs $27 per visitor.
$200 airport luggage master tour incidentals credit – You receive a $200 credit towards your favorite airline (you must pre-register that airline with AmEx) covering miscellaneous fees like inflight meals, change fees or bag fees.
Hotel benefits : AmEx maintains relationships with over 600 hotels worldwide. Stay at them and you'll receive free room upgrades, breakfast for two, and hotel-specific perks (the example listed is a massage).
There are also a couple perks that used to be exclusive to AmEx, but are now common on mid- to high-end Visas and MasterCards. Concierge service, for example, is available for all Visa Signatures including the no-fee Chase Freedom.
Purchase and return protection – Though offered on most cards, anecdotally, the Platinum offers greater coverage. One Platinum cardholder lost a diamond earring within luggage master tour 90 days of purchase, and got a several-thousand dollar reimbursement from American Express. This extensive coverage is only available on the Platinum card.
You earn 1 American Express Membership Rewards First Point per $1 spent. There are three tiers of  Membership Rewards Points : Membership Rewards Express (earned with the AmEx credit cards), Membership Rewards (AmEx Green and Gold), and Membership Rewards First (Platinum and Centurion).
While the Membership Rewards points are around the middle of the pack in terms of ease of redemption, and forgo the expiration dates and high accumulation thresholds that plague ThankYou Points and BofA Worldpoints, we think that the Starwood American Express actually offers more flexibility. That said, of course, the Starwood's most valuable if you're a frequent guest, and rarely worthwhile otherwise.
We believe the AmEx Business Platinum Card's Membership First points are worth about 1 cent each, putting it on a level with all the other 1% rewards luggage master tour cards, on a high level. However, unlike most other points programs, you can transfer these points to many airline and hotel programs as needed, to top off point balances. You can also receive a "points advance" luggage master tour and spend up to 60k points before earning them.
I'm using my card to finance my business: If you need working capital financing, the Business Platinum is definitely not the card for you. Late payments incur a penalty of $35 or 2.99% of the past due amount, whichever is greater. This adds up to a staggeringly high way to finance yourself, compared to a bank loan or a normal credit card (this card is a charge card , which must be paid off every month).
If you need to borrow, try the American Express Plum card instead – you basically get to choose between paying early for a 1.5% discount, or taking up to 2 months to pay off the balance interest free.
I don't fly often:  Though the travel luggage master tour perks are unparalleled, the AmEx Business Platinum isn't the best choice for every business. In particular, those who aren't frequent international travel won't get all that much out of the card. In that case, you may be better off with a straight-up rewards credit card, since AmEx's cards are generally aimed at big spenders luggage master tour and frequent flyers. Among the best values are the Ink Cash Business Card and the Capital One Spark Cash for Business.
Ink Cash Business Card Capital One Spark Cash for Business Signing Promo $250 Cash Bonus after spending $5,000 - $100 after first purchase; another $150 when you spend $5,000 in the first 3 months* $100 Cash Bonus after spending $1,000 - in the first 3 months Intro APR Promo Purchase: 0% for 6 mos Bal Trans: 0% for 6 mos Purchase: None Bal Trans: None Annual fee $0 $0 the first year, then $59 Details Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional luggage master tour $150 after you spend $5,000 within the first 3 months! 5% cash back on the first $25,000 luggage master tour spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services luggage master tour 2% cash back on the first $25,000 spent annually at gas stations and restaurants 1% cash back on all other card purchases with no limit to the amount you can earn 0% Introductory APR for 6 months luggage master tour on purchases and balance transfers No Annual Fee Earn 2% cash back on every purchase, every day Get a $100 cash bonus - just spend $1,000 within the first 3 months Receive a $50 cash bonus by signing up for one or more employee cards Enjoy award-winning small business customer service $0 intro annual fee for the first year; $59 after that Redeem cash rewards anytime, for any amount, even set up automatic luggage master tour redemption Earn unlimited cash rewards that don't expire
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