You have to realize state minimum liability coverage is useless if you have a major accident. $15,00

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I m renting a vehicle in Phoenix, AZ (Fox Rent a Car). Under it s policies, it states In Phoenix, vehicles are supplied with liability coverage that meets state minimums. The renter is financially responsible for all damages not covered under the liability policy including, but not limited lax airport rental cars to the FOX rental vehicles full value.
You have to realize state minimum liability coverage is useless if you have a major accident. $15,000, with no uninsured motorist cover does you little good if you have an at-fault accident lax airport rental cars and write off somebody s Mercedes. You will be sued for the balance unless your own insurance has a clause to kick in for the excess, which it won t likely if you are carrying minimum insurance at home. You have to ask your broker about your particular policy.
I don t buy coverage from the rental company lax airport rental cars if I have a chance, before leaving home, to buy a non-owned policy with $5,000,000 liability, $50 deductible for any loss or damage, replacement vehicle coverage, and down-time coverage.
The liability coverage only covers you for third party public liability and property damage lax airport rental cars (that s why it doesn t include any damage to the rental lax airport rental cars car itself that would be covered through the policy you are purchasing through Travel Guard.)
You don t have to purchase the liability protection offered IF you are satisfied with only having the state required lax airport rental cars MINIMUM coverage for public liability and property damage. If you want more coverage (liability wise) you can purchase the optional additional liability insurance offered by the car rental company, or as others have suggested, check with your personal auto insurance provider to find out what personal liability coverage you have that would extend to you while on a rental.
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