Monday, July 30, 2012

And if the car rental company sells the damaged car at a reduced price, you should pay the diminutio




When the traffic accident happens to your rental car, the car rental company will require you not only to compensate airline cheap dirt ticket the cost of repairing the rental car, but also to take responsibility for all the revenue loss because the rental car is still out of service after repairs.
And if the car rental company sells the damaged car at a reduced price, you should pay the diminution of value. Therefore, it will be necessary for you to purchase more coverage than what is mandated by law when you rent a car. After a traffic accident takes place, you should airline cheap dirt ticket make a claim in order to protect your interest. But the claim process is usually not a smooth process, because it involves you, your insurance company, the other party in the accident and his insurance company. These tips may be helpful to you when you file claims.
1 Take all the steps to protect your rental car and the injured to prevent them from further damage. If you or your passengers are injured, the first step is to call 911. It sounds irrelevant to your claim. But actually it will be necessary to reduce your loss greatly.
2 Contact the rental company and insurance company once the traffic airline cheap dirt ticket accident takes place. Actually it is best to call them at the scene. airline cheap dirt ticket Your insurance ID card should show the claim-filing service phone. You can call the insurance airline cheap dirt ticket company at this number. The representative from the insurance company will walk you through the whole claim-filing process.
3 Read the insurance airline cheap dirt ticket policy and the lease contract again. There may be some rules and limits on car rental which you have been told before you rent the car. Such information may help you avoid the hassle of fighting the insurance company for reimbursement.
4 Prepare all the information about the other party in the accident, including name, address, driver s license number and insurance airline cheap dirt ticket information. Besides, you should keep all the receipts, such as the time and date when you rent, who checked out the car and the number of miles. In most states, the driver should keep the insurance identification card in the car.
Although the insurance companies work in different mode, they all require you to file a statement which is written by yourself. The statement will clarify the cause, time and place of the accident. The information about the two vehicles, details of the injured airline cheap dirt ticket and the witness should also be included. If there are any witnesses of the accident airline cheap dirt ticket who are willing to talk about what they have seen, you should get their contact information. The police report can also be taken as back-up source of information. It will be advisable to take photos at the accident scene.
6 Keep all the records related with the accident, which may be necessary for your claim, such as the conversation between you and the representative of the insurance company, the receipts for repairs and doctor bills.
7 You should file the claim with your insurance company when you are at default. The claim includes the estimated expense of repairing the vehicle and all the required documents and records mentioned above. The more information you prepare, the more hassle-free your claim process will be. If you are not liable for the accident, you should still file the claim against your own insurance company as long as you have purchased coverage airline cheap dirt ticket which has been clearly defined. Then your insurance company will pursue the claim against the other party s insurance company.
8 Ask the representative about the time frame for reimbursement. Once the time for reimbursement is due and you have not received the payment, you should contact the insurance company. To receive the reimbursement is the key of the whole claim process.
9 Make a full preparation for the situation that your claim is denied. In some cases, although you have well-founded paperwork proof, your insurance airline cheap dirt ticket company may deny your claim. At this time, you should contact the company again and write a formal claim, which includes all the required documents and records. If it still doesn t work, call the National Insurance Consumer Hotline at 1-800-942-4242 or the department of insurance in your state to get help. You can obtain arbitration with the help of an independent arbitrator. Roughly speaking, the insurance company will pay you off before you choose arbitration.
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When the traffic accident happens to your rental car, the car rental company will require you not only to compensate the cost of repairing the rental car, but also to take responsibility for all the revenue loss because the rental airline cheap dirt ticket car is still out of service after repairs. And if the car rental company sells the damaged car at a reduced price, you should pay the diminution of value. Therefore, it will be necessary for you to purchase more coverage than what is mandated by law when you rent a car. After a traffic accident takes place, you should make a claim in order to protect your interest. But the claim process is usually not a smooth process, because it involves you, your insurance company, airline cheap dirt ticket the other party in the accident and his insurance company. These tips may be helpful to you when you file claims. Read more
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