An ongoing question that we hear in the agency is the question of whether or not a rental car is cov

An ongoing question that we hear in the agency is the question of whether or not a rental car is covered under your auto policy. As stated in previous posts, this question does not have a universal answer. Most auto companies will protect a rental car, but that is not always the case. It depends on the company and if you have utilized that option on the policy. I strongly suggest that you call your insurance agent before purchasing insurance from the rental car place - just to be safe.
However, the previously mentioned question is not what I want to address in this post. Rather, I would like to discuss the dangers that can occur when not adhering to the instructions on your insurance 3 star hotel barcelona policy concerning rental cars. I am going to briefly explain 3 star hotel barcelona a court case that happened in April of last year, in hopes that you will understand the importance of following the insurance guidelines when it comes to rental cars.
Jonathan Purvis owned a Toyota pickup truck that was insured by Progressive. Since his family was coming to town to stay with him, he needed a vehicle that could hold more passengers. Hence, he rented a car for the week. Purvis declined 3 star hotel barcelona the insurance coverage from Thrifty Car Rental because his Progressive policy covered him (note, this is not always true with insurance policies). Later that day, Purvis let his daughter, Ashley, drive the rented car with her friend, Kelly Smith.
Unfortunately, Ashley and Kelly were involved in an accident, and Kelly suffered extensive injuries. Purvis looked to Progressive to cover the lawsuit that Kelly's parents filed, but Progressive denied the claim. They stated that Jonathan Purvis was the only insured driver 3 star hotel barcelona for the rental vehicle, and any other driver would not be covered.
Purvis argued the claim, stating that his Progressive policy stated that any rental vehicle was covered and that Ashley was an insured driver on his Progressive policy. However, what Purvis did not realize is that his Progressive policy clearly 3 star hotel barcelona stated that a substitute vehicle would only be covered if the insured vehicle is not being used due to breakdown, repair, servicing, loss, or destruction. Under this definition, his insurance company denied that claim, because his truck was still operating normally at the time of the rental car use. The case settled for $1 million.
It is important to get all of the insurance facts before renting a vehicle; this will allow you to drive your rental car with the peace of mind that you are covered in the event of an accident. Also, please list all possible drivers 3 star hotel barcelona on your rental car, or simply do not let unlisted drivers use your car. By adhering to these rules, you might save yourself a world of trouble down the road.
As always, we have agents who are licensed and ready to answer any questions about coverage or different insurance situations that you might have. You can also go on our website and use our "live chat" option. Our number is 813-689-8878 and our website is www.fearnowinsurance.com
We are in a geographic area that is growing rapidly and our various departments have the experience and personnel to fulfill this promise to our customers 3 star hotel barcelona with efficient service, a caring attitude and vast knowledge to meet our customer s insurance needs.
Our community is important and we are privileged 3 star hotel barcelona to be a part of it. We believe in giving back to the community with our involvement and membership in various area Chambers of Commerce, youth sports and the annual fund raising golf tournament to benefit the Joshua House.
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