business insurance Franktown CO Each year, more cars and drivers travel the highways. With countless

business insurance Franktown cruises of the hawaiian islands CO Each year, more cars and drivers travel the highways. cruises of the hawaiian islands With countless vehicles on the road, accidents will happen. Automobile cruises of the hawaiian islands insurance can be the difference between a minor inconvenience and a major trial. But why do you need insurance and just how much should you buy? Liability: It pays for damages due to bodily injury and property damage to others for which you are responsible. Bodily injury damages include medical expenses, lost wages and pain and suffering. Property damage includes damaged property and loss of use of property. It also covers your defense and court costs if you are sued. State laws usually mandate minimum amounts, but higher amounts are available and usually recommended. Personal injury protection: This is required cruises of the hawaiian islands in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. It may also pay for lost earnings, replacement of services and funeral expenses. State law usually sets minimum amounts. Medical payments: This type of coverage cruises of the hawaiian islands is available in non-no-fault states and will pay no matter who is responsible for the accident. It pays for an insured person s reasonable cruises of the hawaiian islands and necessary medical or funeral expenses for bodily injury from a crash. Collision: This pays for damage to your car caused by an accident. Comprehensive: This applies if your car is stolen or damaged by causes other than collision, including fire, wind, hail, flood or vandalism. Uninsured cruises of the hawaiian islands motorist: This pays for damages when an insured person is injured in a crash caused by another person who does not have liability insurance or by a person who cannot be identified (usually a hit-and-run driver). Under- insured motorist: This pays for damages when an insured person is injured in a crash caused by another person who does not have enough liability insurance to cover the full amount of the damages. Other coverage, such as emergency road service and car rental, is also available. Protect your Family