At publishing time, the Chase Sapphire Preferred Credit Card and Citi Platinum Select / AAdvantage V

I frequently get asked if it s better to go with a general travel rewards credit card or with one that s branded by an airline. Well, the answer to that depends on how you answer this question: Do you fly on one airline the vast majority of the time?
If the answer is no, then stick with a general travel rewards card, such as the Chase Sapphire Preferred Credit Card . The general cards offer flexibility and you can choose the airline that meets your needs at the time.
But if you do favor a particular airline, and your airline of choice happens to be American Airlines, then the new Citi Platinum Select / AAdvantage Visa Signature Card is worth a look. The sign-up bonus is pretty good. After you spend $1,000 in purchases within the first three months, lightweight travel trailer manufacturers you get 30,000 lightweight travel trailer manufacturers American Airlines AAdvantage bonus miles, which is more than enough for a roundtrip domestic ticket.
This card has a really nice rewards program and some excellent perks, such as a free ride for your first checked bag. Up to four of your traveling companions also get a free bag. These days, I think that free bag plus a few more for companions is a really great deal.
There s no limit to the amount of miles you can earn. You can redeem miles for flights on American (or on an airline partner, such as British Airways) or for gift cards, lightweight travel trailer manufacturers vacation packages, Admiral s Club membership, and more. There s also a Reduced Mileage Award program that offers mileage discounts to destinations that change quarterly.
Another thing I like about this card is that there are three levels of elite membership that you can attain: Gold, Platinum, and Executive Platinum. So if you fly a lot, you can climb the status ladder and get even more perks and miles. You can read the details about how to reach each level and what the perks are right here .
Purchase APR: You get a variable 15.24 percent. There s a 23-day grace period so pay your bill on time to avoid interest. As I just mentioned, if you carry a balance, it will effectively wipe out your rewards.
Overall, it s a good choice for American Airlines loyalists. The rewards program is solid and you get a lot of the enhanced travel experience perks that are so popular right now. This card is also a Visa Signature card, which means you get an abundance of benefits, lightweight travel trailer manufacturers such as 24/7 concierge service, access to tickets to major sporting events, and special discount travel packages.
I have to say, though, that if you travel overseas a lot, you might think twice about this card because you do have to pay foreign transaction fees. You might consider a card that doesn t charge these fees, such as the Chase Sapphire Preferred Credit lightweight travel trailer manufacturers Card I mentioned earlier. Capital One doesn t charge foreign transaction fees on any of their credit cards. And the miles you earn on many of the general travel rewards cards can be used to fly on American Airlines.
At publishing time, the Chase Sapphire Preferred Credit Card and Citi Platinum Select / AAdvantage Visa Signature Card are offered on Credit.com product pages and Credit.com may be compensated if our users apply for and ultimately sign up for these cards. However, this relationship does not result in any preferential editorial lightweight travel trailer manufacturers treatment.
A consumer advocate, Beverly focuses on credit lightweight travel trailer manufacturers card issues and provides lightweight travel trailer manufacturers insight about current news that affects the credit card industry and consumers. She's a nationally recognized expert on credit card issues and is also the co-author of The Complete Idiot's Guide to Person-to-Person Lending. Reach Beverly at beverly@credit.com .
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